Ridesharing services such as Uber and Lyft, are becoming increasingly popular in Florida and around the country. With a few swipes of a smartphone app, someone in need of a taxi can locate a ride, determine wait time and rate, and schedule a pick-up. And riders aren't the only ones benefiting from the service. Uber drivers create their own schedules, use their own vehicles and enjoy flexibility that isn't offered by traditional taxi cab companies. While this new take on an 80-year-old industry is attractive to most, it is important to understand what happens when an Uber driver gets into an accident - especially in Florida, a state with unique auto insurance laws.
Getting into a car accident in Florida can lead to property damage, injuries and even death. While the accident itself is bad enough, certain issues often arise in the state that can cause more problems for those involved. These include an underinsured or uninsured driver. If a driver isn't driving without insurance, there is the possibility that the person is driving with the bare minimum of insurance. A study examined levels of insurance, how much is required by state, and the number of drivers who were not insured. Florida is one of the worst states in the union when the facts are examined.
Teenagers are known to lack caution when they are behind the wheel, which is one reason why they usually pay higher auto insurance rates. Although this isn't to say that every teen drives inattentively, an unfortunate accident in Florida only reinforces this preconception about young motorists.