If you take even a short drive on any Florida road, you will likely notice a distracted driver. Behaviors that could indicate distraction include swerving, driving at erratic speeds, running through red lights and more. You may also notice drivers who are not distracted but still driving dangerously — speeding, not slowing down for turns or driving aggressively.
Drivers are responsible for the choices they make behind the wheel, and despite the risks and potential consequences they are facing, many still make irresponsible choices. Some insurance companies are looking to motivate drivers to make safer choices by rewarding them for good driving. There are a few companies that are using certain types of tracking programs to monitor driving.
Is behavior monitoring effective?
A recent study looked at the effectiveness of these tracking devices and whether they actually help drivers. In addition to physical devices that some drivers have installed in their cars, some companies are using phone programs that track driving through an app. If your insurance company offers this option or you wonder how effective these programs can be, consider the following:
- A recent study found that these programs can benefit the consumer by resulting in lower insurance rates, but there is no proof they truly reduce the risk of accidents.
- Companies that use these programs take this information and use it in various ways, which raises privacy concerns for some.
- Instead of differentiating insurance rates based on gender, age and driving history, these programs allow companies to differentiate between consumers based on how they actually drive.
- There is reason to believe that these programs can lead to positive behavior modification and ultimately make the roads safer.
The rate of motor vehicle accidents is a significant concern, and this may be one way to encourage drivers to make better choices. When drivers make smarter choices, it will make it less likely that innocent people will suffer harm in preventable car accidents.
Were you in an accident?
If you are the victim of an accident caused by the reckless or negligent actions of another driver, you have the right to explore the legal options available to you. Through a personal injury claim, you may be able to secure necessary compensation and damages for your losses and accident-related expenses. The aftermath can be confusing, but it can help to seek immediate guidance regarding how you can hold liable parties accountable for your pain and suffering.