Why surgery and hospital stays turn auto cases into major claims

On Behalf of | Jan 12, 2026 | Personal Injury |

In Florida, cases that involve surgery and extended stays in hospitals are much more serious and life-threatening, thus requiring larger settlements compared to injuries from minor collisions. This is because surgeries are complex procedures that require a lot of medical expertise, resulting in more expensive medical bills. Similarly, longer stays at the hospital also cost more because you will require more treatment, medication and care in comparison to patients with lesser injuries.

What counts as a serious injury?

Injuries that warrant either surgery or extended hospital stays are often classified as serious bodily injuries, which Florida classifies as injuries that can potentially kill, disfigure or otherwise impair you. Such injuries can include:

  • Fractures and broken bones
  • Nerve damage
  • Injuries that require amputations
  • Ligament and tendon tears
  • Dental injuries
  • Post-traumatic stress disorder
  • Organ damage
  • Other injuries that cause permanent impairment

Another important factor that affects the amount of compensation you can receive for an injury is lost wages. If an injury is severe enough to impact your ability to work, it also affects your earning ability.

What to do if you have a major injury

You should never take major injuries lightly. In the event that you sustain serious damage from a car accident, it is important to gather as much evidence as possible and file for a personal injury claim. This way, you can receive financial reimbursement for costly medical expenses brought about by surgery and extended hospital stays.

Major injuries from car crashes are not just life-threatening, but they also have the potential to change your life forever. Understanding the severity of your injuries is important if you want reimbursement for any money you might have lost as a result of medical bills and lost wages.

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Attorneys Brad Culpepper and Brett J. Kurland